What Parents Say

Finding a system that balances discipline with motivation is often a struggle, but Life Hub has become an essential pillar of our home management. It provides us with a seamless way to reinforce our values, allowing us to easily issue rewards for great initiative or apply consequences when behavior falls short of our expectations.

– Joseph Jones, Father of 2

Graham is enjoying Life Hub immensely! He loves the variety of topics and is always excited to share with me what he has learned. I love the ease of being able to view and assign courses, as well as all the other things the program offers. We are definitely big fans of Life Hub!

– Janet Bell, Mother

Parent-Approved Learning & Earning.

Life Hub® is the first AI-powered platform to bridge the gap between learning smart money habits and building real-life skills – while keeping parents in the driver’s seat.

Using our unique Learn-and-Earn model, we don't just simulate the real-world; we help you prepare your kids for it. As a parent, you’ve chosen a hands-on, customized approach to your child’s education because you know this will set them up for a successful future. Kids with financial and AI literacy, health and career skills to start adulthood a step ahead.

Why Parents Trust Life Hub®

Outcomes
Approach
Learning Library
Control & Flexibility

A Step Ahead: Life Hub® Outcomes

Financial, AI, Health & Career Literacy

When kids use Life Hub®, they’ll enter adulthood a step ahead, not just keeping up with the future but having the skills and confidence to lead it.

Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.

How We Think: Our Approach  to Finances, AI, Health & Career Skills

Most focus on managing allowance handed to them by parents. Life Hub® focuses on true financial capability —the ability to generate real income and knowledge, behavior, and skills acquisition. By mastering the 5 pillars—Earn, Save, Spend, Invest, and Give—our learners develop the self-sufficiency to navigate adulthood without financial stress. When kids earn money through their own effort, they develop a deeper understanding of its value and are far more likely to manage it responsibly. Our real-world reward system keeps kids engaged and motivated while instilling the appreciation for work that is essential for financial independence.
Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
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Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
lifehub

What They’ll Learn While They Earn The Learning Library

200+ Topics. Edu-Jobs & Courses. Accredited. Aligned to National & State Standards. Built for Every Learning Style.

Just like a professional career, learning through Life Hub® is a paid position—whether your kids are growing in the digital world or the real one. They complete an Edu-Job, and Life Hub® ensures they’re rewarded with a consistent paycheck on payday, just like the real world (with types of rewards and limits set by you, the parent!).

Just like a professional career, learning through Life Hub® is a paid position—whether your kids are growing in the digital world or the real one. They complete an Edu-Job, and Life Hub® ensures they’re rewarded with a consistent paycheck on payday, just like the real world (with types of rewards and limits set by you, the parent!).

The Learning Library

200+ Edu-Jobs & Courses across the following categories
(and parents, you can turn any category on or off!)

Financial Literacy

Financial Capability

AI, Tech & Future Skills

Social Emotional Learning

Trades & Careers

Academic Bootcamp

Business & Entrepreneurship

Career & Work Readiness

Character Development

Community & Leadership

Art, Music, & Culture

Health, Sports, Nutrition

Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.

How Parents Manage: Control & Flexibility.

Control as much – or as little – as you want!

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Assignments, Filtering, and Course Creation

Life Hub® integrates with your educational rhythm by allowing you to assign your student specific Edu-Jobs and Courses that align with your goals for that week or month, filter the content your child can access, and even create your own courses by uploading materials you're already using or having our AI tools create custom Edu-Jobs and Courses tailored to your child.

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Pricing & Financial Accessibility

Plans Built for Every Family & Budget – Starting at $15/Mo.
(Get it Paid For – Life Hub® is ESA-Eligible!)

Life Hub achievement badgeLife Hub achievement badge

Life Hub Beta

Standard Package

$35/Month

$

15

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    1 Parent

Infiniti AI

  • Edu-Jobs & Course Creation
    01
  • AI Curriculum Creator
    01
  • State-Aligned Curriculum Creator
    01
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    Usage Cap
  • AI Curriculum Coach
    01

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card*
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Standard
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Zeta

Standard Package

$70/Month

$

30

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    10
  • AI Curriculum Creator
    10
  • State-Aligned Curriculum Creator
    03
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    No Cap
  • AI Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card*
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Delta

Standard Package

$91/Month

$

39

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    75
  • AI Curriculum Creator
    75
  • State-Aligned Curriculum Creator
    10
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    No Cap
  • AI Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card*
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Beta Family

Standard Package

$75/Month

$

32

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    Up to 3 Kids
  • Parents/Adults
    2 Parent

Infiniti AI

  • Edu-Jobs & Courses Creation
    45
  • State-Aligned Curriculum Creator
    01
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    Usage Cap
  • AI Curriculum Coach
    01

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments)
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card*
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly, Monthly Payday*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Standard
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Zeta Family

Standard  Package

$144/Month

$

62

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    Up to 4 Kids
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Courses Creation
    75
  • State-Aligned Curriculum Creator
    03
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    No Cap
  • AI Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card*
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly, Monthly Payday*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Delta Family

Standard  Package

$189/Month

$

81

/Month

Join Waitlist

7-Day Free Trial at Launch.

Seats

  • Learners/Kids
    5 Kids
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    200
  • State-Aligned Curriculum Creator
    03
  • Resume Generations
    01
  • Badge & Certificate Generations
    01

AI Coaching

  • Fini - AI Learning Coach
    No Cap
  • Ai Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card*
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly, Monthly Payday*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback

Life Hub Gamma

ESA Package

$

178

/Month

Join Waitlist

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    30
  • State-Aligned Curriculum Creator
    20
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    03

AI Coaching

  • Fini - AI Learning Coach
    Unlimited
  • AI Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Portfolio Generation
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Cohort Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Life Hub Alpha

ESA Package

$

268

/Month

Join Waitlist

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    Unlimited

Infiniti AI

  • Edu-Jobs & Course Creation
    50
  • State-Aligned Curriculum Creator
    40
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    Unlimited

AI Coaching

  • Fini - AI Learning Coach
    Unlimited
  • Ai Curriculum Coach
    Unlimited

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Portfolio Generation
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Cohort Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Life Hub Omega

ESA Package

$

329

/Month

Join Waitlist

Seats

  • Learners/Kids
    1 Kid
  • Parents/Adults
    Unlimited

Infiniti AI

  • Edu-Jobs &Course Creation
    Unlimited
  • State-Aligned Curriculum Creator
    Unlimited
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    Unlimited

AI Coaching

  • Fini - Ai Learning Coach
    Unlimited
  • AI Curriculum Coach
    Unlimited

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Portfolio Generation
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Accreditation
  • Micro-Internship

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs & Course Assignments
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Rewards Card
  • Token Rewards System*
  • Gift Cards & One-Use Visa Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Cohort Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Life Hub Gamma Family

ESA Package

$

425

/Month

Join Waitlist

Seats

  • Learners/Kids
    Up to 4 Kids
  • Parents/Adults
    1 Parent

Infiniti AI

  • Edu-Jobs & Course Creation
    30
  • State-Aligned Curriculum Creator
    20
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    03

AI Coaching

  • Fini AI Learning Coach
    Unlimited
  • AI Curriculum Coach
    No Cap

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Acreditation
  • Micro-Internships

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs/Course Assignments (Parent)
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Life Hub Alpha Family

ESA Package

$

675

/Month

Join Waitlist

Seats

  • Learners/Kids
    Up to 4 Kids
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    50
  • State-Aligned Curriculum Creator
    40
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    Unlimited

AI Coaching

  • Fini AI Learning Coach
    Unlimited
  • AI Curriculum Coach
    Unlimited

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Acreditation
  • Micro-Internships

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs/Course Assignments (Parent)
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Life Hub Omega Family

ESA Package

$

1,175

/Month

Join Waitlist

Seats

  • Learners/Kids
    Up to 4 Kids
  • Parents/Adults
    2 Parents

Infiniti AI

  • Edu-Jobs & Course Creation
    Unlimited
  • State-Aligned Curriculum Creator
    Unlimited
  • Resume Generations
    Unlimited
  • Badge & Certificate Generations
    Unlimited

AI Coaching

  • Fini AI Learning Coach
    Unlimited
  • AI Curriculum Coach
    Unlimited

Compliance & Reporting

  • Auto State Reporting
  • ESA Eligible
  • Curriculum Mapping
  • Insights Reports
  • Personal Impact Reports

Content & Tools

  • Boclips Video Library
  • Visa Practical Money & Business Skills
  • AI Curriculum Creator
  • Curriculum Importer (Bulk)
  • Curriculum Creator (Bulk)
  • Vocational Acreditation
  • Micro-Internships

Life Hub OS

  • My Dream Life
  • Goals Dashboard
  • Edu-Jobs/Course Assignments (Parent)
  • Calendar
  • In-App AI Messaging

Cards & Rewards

  • Life Hub Visa Reward Card
  • Token Rewards System*
  • Gift Cards & One-Use VISA Card*
  • Weekly, Bi-Monthly & Monthly Paydays*
  • Set Payday Earnings Limit

Administration

  • Parent Dashboard
  • Billing & Payments
  • SaaS: Kid-Pay vs. Parent-Pay Option

Support & Human Services

  • Customer Support
    Priority
  • Human Edu-Job Review
  • Qualified Educator Coaching
  • Human Feedback
  • Slack Support

Other Products, Services & Associated Fees:

*Card Issuance & Delivery:
Availability and issuance of Gift Cards and One-Use VISA Cards are subject to third-party processing and will be assessed at the time of purchase. Physical cards are subject to additional shipping and handling fees.
*Payday Loads for Visa Rewards Cards (if applicable): Monthly subscription fees include one (1) monthly payday load. Any additional payday loads are subject to a processing fee, typically $1.00 per load.
*Payday Loads for Gift Cards and Bank Transfers: Monthly subscription fees include one (1) monthly payday load. Any additional payday loads are subject to a processing fee, typically $1.00 per load.
*Reward Redemptions: All reward redemptions via the Token Rewards System are subject to the terms above.
*Life Hub Visa Rewards Cards: Due to our bank partner rules, Life Hub Visa Rewards cards are not currently issuable directly to families, kids and homeschoolers at this time..

Frequently Asked Questions

Join the Life Hub® waitlist in the way that works best for you! You can sign up today with no upfront payment to secure a 57% discount for an entire year.
Yes! We offer tiered plans designed to fit your family's size. You can start with a Single Child plan or choose our Family Bundle for up to 5 children. If you have a larger family or a homeschool co-op, please contact us for a custom quote.
Not at all. We offer month-to-month flexibility so you aren't locked into a long-term contract. While we do offer an annual plan at a discounted rate for those who want to save, the choice is entirely yours.
We accept all major credit cards (Visa and Mastercard). All payments are processed through our secure, encrypted payment gateway to ensure your financial information stays safe.
Absolutely. You can cancel your subscription at any time directly from your account settings. Once you cancel, you will continue to have access to your materials until the end of your current billing cycle, and you won’t be charged again.
You will be billed on the day you sign up, and then on that same date each month (e.g., if you join on the 10th, your next bill will be the 10th of the following month). If you choose an annual plan, you will be billed once per year on your anniversary date.
We’re here to help! If you notice a discrepancy or have a question about a charge, you can reach out to our dedicated billing support team at pricing@electuseducation.com or you can use the form below to submit your questions. We aim to respond to all billing inquiries within 24 hours.
The main difference lies in the funding source and the earning structure.

  • ESA Plans: These are designed for families using state-funded Education Savings Accounts (like ClassWallet in Arizona). These plans are "pre-funded" by the state to provide kids with a comprehensive learn-and-earn experience as part of their approved curriculum.
  • Standard Plans: These are standard retail subscriptions (Zeta, Gamma, or Alpha) paid for directly by parents and homeschool parents . While both plans provide access to our thousands of Edu-Jobs, the standard plans offer more flexibility for parents to set their own "earning budgets" and oversee the Life Hub Visa Rewards Card personally.
Absolutely! The Life Hub Beta (often referred to as our Zeta or foundational level) is a robust "Education-First" tier. It provides full access to our entire library of thousands of interactive Edu-Jobs covering financial literacy, entrepreneurship, and career readiness. While it doesn't include the physical Visa Rewards card for real-cash payouts, it uses our Custom Tokenization System and digital badges to keep kids highly motivated and engaged in building "Happy Life Skills". It is the perfect starting point for families focused primarily on the learning journey.
Currently, the Life Hub Visa Rewards Card is only available to learners who are part of a school or youth organization partnered with us. This is due to specific bank and regulatory requirements we must comply with to ensure the highest level of security and oversight for youth financial programs.
Life Hub offers a variety of flexible reward options to ensure every child is motivated. You can reward your kids in five different ways:
  • 3 Monetary Ways:
    1. Gift Cards: Redeem earnings for gift cards to thousands of popular retailers.
    2. Single-Use Visa Cards: Digital cards for safe, one-time online purchases.
    3. Direct Deposit: Funds can be deposited directly into a child's existing bank checking account from Life Hub.
  • 3 Non-Monetary Ways:
    1. Special Privileges: Grant "custom wins" like extra screen time, safe space access, or special activities.
    2. Accomplishment Certificates: Custom-branded digital certificates to celebrate completed courses and major milestones.
    3. Life Hub IOUs: Give your kids IOUs to Introduce the concept of Accounts Receivable to kids, teaching them about deferred compensation, contracts, and future cash flow
Your monthly subscription fee includes one (1) free payday load per month. This applies whether you are loading funds onto a Visa Rewards Card, a Gift Card, or performing a Bank Transfer.
Yes. As parent, you can choose when your kids get their paydays. You can choose, weekly, bi-monthly, or monthly. If you choose monthly, there is no extra charge because your monthly subscription includes one free load. However, if you choose weekly, you will be charged $3.00 per month because 1 load is free and the other 3 loads are $1.00 each. If you chose bi-monthly, you will be charged another $1.00 since its two loads per months.
Yes! The one included monthly load covers:
• Life Hub Visa Rewards Cards (if applicable)
• Gift Cards
• Bank Transfers
Life Hub student learning with technology
Life Hub educator and student engagement
Life Hub platform in action
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