My Earnings & Debit Card

Your Visa debit card is where your Life Hub earnings appear. This page shows your balance, earnings, spending, and card management options.

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Page Overview

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The "My Earnings" page is your financial hub. It displays:

🔹 Your prepaid Visa card with current status

🔹 Account balance and earnings history

🔹 Spending information

🔹 Payday details

🔹 Card management controls

Everything you need to understand and manage your money is here.

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Debit Card Section

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At the top of the page is your card section with a blue and purple gradient background.

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My Visa Card Visual

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The card displays:

🔹 Life Hub branding - Your card is branded with Life Hub design

🔹 Visa Debit logo - Shows this is a real Visa debit card you can use anywhere

🔹 Masked card number - Your card number with most digits hidden for security (e.g., XXXX XXXX XXXX 1234)

🔹 "Funds Do Not Expire" label - Important: Money on your card stays available indefinitely

🔹 Expiration date - When your physical card expires

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Card Status

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Below or on the card:

🔹 Active - Your card is working and you can spend from it

🔹 Inactive - Your card is not currently functional (contact support if this happens)

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Freeze Card Button

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🔹 "Freeze Card" button - Click to temporarily lock your card if lost or compromised

🔹 When frozen, you cannot spend from the card

🔹 You can unfreeze it anytime from this page

🔹 Use this if your card is missing or you think it's been compromised

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Financial Statistics

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The page displays 6 key stat cards showing your financial summary:

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1. Visa Card Balance

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🔹 Shows: Your current available balance on the card

🔹 Icon: Refresh icon to update the balance in real-time

🔹 Click refresh: Updates immediately from the card processor

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2. Total Spent

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🔹 Shows: Total amount you've spent from your Visa card since joining

🔹 Tells you: How much of your earnings you've used

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3. Next Payday

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🔹 Shows: The upcoming date when your earnings will load onto your card

🔹 Displays: Your next scheduled payday date or "N/A" if none is scheduled

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4. Total Earned

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🔹 Shows: Total amount you've earned across all completed Edu-Jobs

🔹 Reflects: All approved and paid Edu-Jobs

🔹 Growth: This number increases every payday

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5. Payday Frequency

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🔹 Shows: How often you get paid

🔹 Examples: Biweekly, Monthly, Weekly

🔹 Set by: Your organization or school

🔹 Note: You can't change this, but your organization determines the schedule

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6. Last Payday

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🔹 Shows: When your most recent payment loaded onto your card

🔹 Displays: Your last payday date or "N/A" if you haven't received a payday yet

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How Earnings Work

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Your money goes through this process:

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1. Complete an Edu-Job

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🔹 You start and finish an Edu-Job

🔹 You submit it for review

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2. Wait for Approval

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🔹 An instructor or admin reviews your work

🔹 You can check "Submitted for Review" count in My Edu-Jobs to track pending approvals

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3. Get Approved

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🔹 Your work passes review

🔹 Status changes to "Approved" in My Edu-Jobs

🔹 Your earnings are credited to your account

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4. Money Loads on Payday

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🔹 On the next scheduled payday, approved earnings load onto your Visa card

🔹 The exact amount transfers from our system to your card

🔹 Your balance updates automatically

🔹 The payday appears under "Last Payday" on this page

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5. Spend Anytime

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🔹 Once on your card, the money is yours to use

🔹 Spend it at stores, online, or withdraw from ATMs

🔹 Your balance updates as you spend

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Card Information

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Your Visa Card is Real

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🔹 It's a prepaid Visa debit card, not a gift card or temporary card

🔹 You can use it anywhere Visa is accepted (stores, restaurants, online)

🔹 You can withdraw cash from ATMs

🔹 It has a real card number and security features

🔹 The card is powered by Dash, a trusted payments provider

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Funds Do Not Expire

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🔹 Unlike many prepaid cards, your Life Hub money never expires

🔹 If you don't spend it this month, it's still there next month

🔹 You own the money once it's approved and loaded

🔹 There's no "use it or lose it" deadline

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Card Limits and Protections

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🔹 The card works like a regular debit card with standard daily spending and ATM withdrawal limits

🔹 Your card is protected by Visa's fraud protection

🔹 If someone uses your card fraudulently, Visa covers it

🔹 Freeze your card immediately if lost or stolen

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Managing Your Card

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Regular Balance Checks

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🔹 Come to "My Earnings" page anytime

🔹 Click the refresh icon on the "Visa Card Balance" card

🔹 Your current balance updates immediately

🔹 Check spending from "Total Spent" stat

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If Your Card is Lost or Stolen

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🔹 Immediately click "Freeze Card" on this page

🔹 Contact Technical Support through Messages

🔹 Request a replacement card

🔹 A new card will be mailed to you

🔹 Any funds on the frozen card transfer to your new card

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Tracking Spending

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🔹 Use the "Total Spent" stat to see overall spending

🔹 Click to view detailed transaction history

🔹 See where your money is going month by month

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Planning for Payday

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🔹 Check "Next Payday" to know when money arrives

🔹 Understand your "Payday Frequency" so you can plan spending

🔹 View "Last Payday" to calculate when the next one is

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Tips

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💡 Check your balance regularly to track progress

💡 Understand your payday schedule so you don't run out of money unexpectedly

💡 Complete more Edu-Jobs before payday to have a bigger balance

💡 Use the card like any debit card - there are no special restrictions

💡 Set up a budget by looking at your monthly earnings vs spending trends

💡 Remember that funds never expire, so you can save over time

💡 Freeze your card immediately if lost instead of waiting for a replacement

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