Financial Disclosure

Electus Global Education Co., Inc.’s Life Hub® Visa® Reward Card is issued by Pathward® National Association, member FDIC, pursuant to a license from Visa® USA, Inc. The card may be used everywhere Visa® cards are accepted. Visa® is a registered trademark owned by Visa® International Service Association.

Edtech & Fintech

Electus Global Education Co, Inc. is a hybrid edtech and fintech company, and not a bank. We provide certain financial products and services through partnerships with Fidelity National Information Services Global, Inc. and Dash Solutions, Inc.

Rewards & Transfers Disclosures

Gift card fulfillment and money transfer services are provided by Tremendous and Perfect Gift, LLC. By redeeming a reward, you agree to the Tremendous Recipient Agreement and PerfectGift Terms of Service.

Intellectual Property

Life Hub® is a registered trademark of Electus Global Education Co. Inc. in the United States and European Union. Infiniti AI™ and Earnify™ are trademarks of Electus Global Education Co, Inc. in the United States.

Electus Global Education Co. Inc. is the patent holder of Life Hub® in the United States, Canada, United Kingdom, and Spain. Infiniti AI™ and Earnify™ are brands owned and operated by Electus Global Education Co, Inc. Patent Pending.

All other logos used on our website are the respective intellectual property of their copyright holders.

Visa® Educational Products

Electus Global Education Co. Inc. is a non-client participant of Visa® U.S.A. Inc.'s financial education programs and is licensed to use, integrate, reproduce, distribute, and publicly display content from Visa® Practical Money Skills and Practical Business Skills programs for educational purposes only under the agreement. Visa® U.S.A. Inc. is the sole and exclusive owner of all Intellectual Property Rights in and to this content.

Fini Learning Coach

Our awesome AI-powered learning coach is called Fini and it's available 24/7. Fini Learning Coach can answer many questions about Life Hub® and Life Hub® Visa® rewards card and will redirect users to customer support for more complex questions.

Fini helps kids explore, discover, and better understand Life Hub® and their educational paths including topics like financial literacy, AI, career readiness, entrepreneurship and many other subjects.

‍Fini also empowers parents, educators, mentors, and program managers to effectively support and serve kids, ensuring better learning experiences & outcomes .