The People Behind Life Hub®

What Is Life Hub® ?

Life Hub® is the first AI-powered platform to bridge the gap between learning smart money habits and building real-life skills.

Using our unique "Learn-and-Earn" model, we don't just simulate the real-world; we prepare kids for it. We transform them from passive learners into future-proof earners, giving them the tools to succeed before they even leave home.

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The Life Hub® Difference

Most focus on managing allowances hem by parents. Life Hub® focuses on true Fcial Capability—the ability to generate income nowledge, behavior, and skill acquisition.

When kids earn money through their own effort, they develop a deeper understanding of its value and are far more likely to manage it responsibly. This real-world reward system keeps kids engaged and motivated while instilling the appreciation for work that is essential for financial independence.

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Student engaging with AI-powered micro-learning in class.

Rewards card showing $78 earned so far with share option

Education First.
‍Money Second.

While other platforms provide debit cards for chores and money games, we are authentic education-first organization. We use money as a tool to drive consistent learning engagement, but our goal is holistic child development.

360-degree Educational Experience

Life Hub® delivers a holistic 360-degree educational experience that teaches what traditional schools often miss. From financial literacy and coding to career readiness and character development to SEL, Life Hub® covers the skills that matter most.

Kids engage with this vast library through Edu-Jobs, allowing them to earn real income while mastering the diverse tools they need to thrive in the modern world.

Student completing AI-powered micro-learning for children at home.

More Than a Debit Card. A Launchpad for Life.

Financial literacy is just the beginning. While other apps focus on spending, Life Hub builds capability. We equip your child with "Happy Life Skills"—the practical tools for earning, budgeting, and career building that aren't taught in textbooks.

From managing their own Life Hub® Visa® Rewards Card to exploring passion-led career paths, we provide a safe, 360-degree ecosystem where your child builds the self-belief and independence required for a happy, successful adulthood.

Ignite Every Passion: The Ultimate Learning Library

Unlock a universe of knowledge that extends well beyond money management. Life Hub® hosts a vast ecosystem of interactive learning modules covering critical topics like STEM, creative arts, business leadership, and social skills.

We empower your child to explore new passions and build a diverse knowledge base, ensuring they grow into capable, confident, and future-ready adults who are prepared for the modern world

Parent and child exploring gamified financial literacy for youth together.

Micro-Credentials

Micro-credentials are digital certifications awarded for completing specific learning modules or educational tasks in Life Hub®. These certifications validate a kid's proficiency in essential skills such as money management, entrepreneurship, and career readiness.

As kids progress, they accumulate micro-credentials that build a personal portfolio of skills, showcasing their abilities to future employers, educational institutions, or entrepreneurial opportunities.

Industry-Backed Vocational Accreditation

Life Hub® gives kids the power of early career and trade exploration, discovery, choice and even selection.

Our industry-backed accredited content allows them to discover their passions through exploration, gain real-world skills, and make confident selections for their future career pathway early in life.

Academic Accreditation. National & State Standards.

Life Hub® delivers financial literacy curriculum aligned with national and state standards, ensuring comprehensive, compliant, and impactful student learning.

Life Hub® provides academic accredited learning content, offering students credentials and validation that are recognized for both college and career readiness.

AI-Powered Personalization

Powered by our proprietary Infiniti AI™, Life Hub® provides a personalized learning coach called Fini.

It adapts content to your kid's interests and pace, ensuring they are always challenged and engaged.

Alignment with Global Goals (UN SDGs)

Electus Education is deeply committed to addressing global challenges by aligning with the United Nations Sustainable Development Goals (SDGs).

The platform contributes to goals such as reducing poverty, promoting quality education, and fostering decent work and economic growth. Its mission goes beyond financial education to promote a more sustainable and equitable society.

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The Learning Areas

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Financial Literacy & Capability
Literacy is knowledge:
Tax Basics • Banking • Debit & Credit Cards • Credit Scores & Reports • Debt • Loans • Mortgages • Stocks • Consumer Rights • Home, Car & Health Insurance • Interest

Capability is practical skills & behaviors: Earning • Spending • Saving • Donating • Investing • Budgeting • Borrowing • Goals • Money Management • Price Comparison • Delaying Instant Gratification • Trade-Offs
AI, Tech & Future Skills
Digital Skills • AI Literacy • Machine Learning • Vibe Coding • Prompt Engineering • Data • Crypto • Blockchain • NFTs • Cybersecurity • Robotics • Augmented Reality • Gaming • Virtual Reality • Online Safety • Holographic • Digital Content Creation • Metaverse • IoT • 3D Printing • Cloud Computing • Drones
Social Emotional Learning
Self-Awareness • Self-Management • Relationship Building • Communications • Empathy • Leadership • Decision-Making • Resilience • Emotional Intelligence • Overall Well-Being • Mindfulness • Accountability
Trades & Industries
Transportation • Construction • Energy • Fashion • Agriculture • Technology • Law • Healthcare • Veterinary • Medical • Media • Aerospace • Automotive • Hospitality • Real Estate • Retail • Engineering • Entertainment • Finance • Manufacturing • Government
Academic Bootcamp
Science • Math • Social Studies • Arts • STEM • STEAM • History • Biology • Languages • Literature • Geography • Geology • Drama • Physics • Chemistry • Culinary Arts • Civics • Environmental • Psychology • Economics
Business & Entrepreneurship
Starting a Business • Marketing • Finance • Innovation • Business Planning • Websites • Presentations • Basic Accounting • Sales • Networking • Operations • Strategy • Media
Career & Work Readiness
Career (CTE) Exploration & Discovery • Job Search • Career Path & Selection • Resumes • Professionalism • Mentorships • Time Management • Interviewing • Productivity with Microsoft 365, Adobe, Google Docs, & Gamma • Communications • Advice
Character Development
Resilience • Accountability • Tenacity • Motivation • Curiosity • Self-Discipline • Interest & Passion Development • Growth Mindset • Integrity • Gratitude • Optimism
Community & Leadership
Civic Engagement • Volunteering • Ethics • Community Service • Philanthropy • Social Impact • Citizenship • Teamwork • Diversity • Collaboration • Inclusivity • Voting
Art, Music, Culture & Faith
Creative Expression • Art Appreciation • Aesthetics • Cultural Understanding • Global Perspective • Heritage • Tradition • Faith-Based • Symbolism • Spirituality • Music History & Theory • Performing Arts
Health, Sports, Diet & Nutrition
Health Literacy • Fitness & Training • Injury Prevention • Sports Psychology • Dietary Planning • Cardiovascular Health • Strength & Conditioning • Athletic Performance • Physical Wellness • Metabolic Science • Nutritional Supplementation • Mobility
Business Brands
Brand Identity • Brand Loyalty • Brand Storytelling • Brand Psychology • Brand Perception • Brand Experience • Brand Value • Brand Promise • Brand Recognition

Each Edu-Job helps kids apply these skills in ways that are both fun and practical.

Why Life Hub Works.

The Power of Incentivized Learning

Our model is simple but revolutionary: we treat learning like the valuable work it is.

Life Hub® succeeds by fusing a high-quality, diverse curriculum with the motivation of real-world income. We don’t just offer content; we offer opportunity. By attaching actual cash rewards to rigorous academic and career-focused "Edu-Jobs," we turbocharge learner engagement. This direct link between learning and earning drives superior performance and retention, delivering measurable outcomes that traditional methods simply cannot match

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Why Embed Earnify?

Our evidence-based model proves that when learning pays, engagement soars and academic performance improves. By combining microlearning with real-world cash rewards, we unlock intrinsic motivation and drive measurably better outcomes. Life Hub® transforms education into a high-value opportunity, preparing youth for lifelong financial independence.

60%

of all students reported higher motivation with monetary rewards

35%

more students willing to take on challenging tasks with monetary rewards

66%

increase in student academic performances with monetary rewards

35%

improvement in test scores with financial rewards for correct answers

45%

of students showed better learning outcomes with financial rewards

55%

of students exerted more effort in tasks with financial incentives

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Whether you're a parent, teacher, or partner—there’s a path for you.

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First App that Pays Kids to Learn: Turning Quality Education Into Real-World Income

What Is Life Hub® ?

The Life Hub® Difference